Approaching a family educational consumption

Education become household consumption over again today, revolution led to the ordinary people of the knowledge economy of consumption structure has undergone great changes, education has become a family of children the necessary consumer spending. It\'s as if you were paying money to buy things, in addition to access to education, also need to be invested, and each family has primary education as a family investment project, to give priority to ensuring and arrangements. According to relevant data show that urban residents \' fees for education and culture has been greatly exceeded the growth rate of total consumer expenditure, education spending has become a household consumption over again.

Family savings for education expenses of being on a family, in the Community consumption on the basis of, consumption is not a small sum of expenditure on education. So ambitious for one\'s children the parents are mostly used to deposit a culture on the growth of children. It was the 16th President of urban residents \' savings survey shows that household deposits, subject to normal life expenditures, for children\'s education comes first. Buy consumer goods such as household appliances, clothes and the second.

Some computer accounts, from elementary school to junior high school, national provisions is compulsory, students not including cost of living, still need to be part of the expenditure. From middle school to high school, school, technical school, then spending more. All in all, starting from elementary school each student needs at this stage of spending more than $ 20,000. Outside a university student in addition to tuition, cost about $ 3,000 to $ 4,000 a year living expenses such as meals, accommodation, a college student in need at least $ 5,000 to 6,000 a year. Four years of college life, costs about $ 20,000 to $ 30,000 or so. Such a large number of education funding, on families in General, it is difficult to afford, many families began to deposit for kids from elementary school children. Parents in addition to the monthly fixed to children remaining outside the money in the Bank, the children of Chinese new year holiday when lucky money, some also as education funds in the Bank. And many of families not easily willing to spend the sum of the deposit. Because parents believe that, although education of consumption is the consumption expenditure, but on the other hand also has investments, \"pay always pay off.\"

Additional specialty education family expenditure parents let their children receive regular school education, while specialty education of children is also out, many families children a lot of money to play the piano, calligraphy and other specialty education.

Elementary school grades 4 round of this year, organ, English, dance on a week to three extracurricular specialty education courses, tuition fee expenditure of $ 300 per month. Round mother working in the Bank, to daughter learning to play the organ, they scrimped and pay a lot of effort, outside the home in addition to the normal cost of living, most children who all voted to fund. For six years, learning piano tuition at $ 2,400 per year only, have so far $ 14,400 expenditures. Although the sum of expenditures on their wage earner families is a not a small number, but they were very pleased, it was worth it. Because children grow up in the process, not only learned in school can learn things, also learned a skill not school middle school, and enrich knowledge cultivates the sentiments, mastered the skill, parents are very proud of.

Primary school students accept multiple skills training such as round, few elementary school. According to round head teacher introduction, 60 students in their class, learning students accounted for almost half of the qinqishuhua. With the development of society, people\'s concept is also changing, pure survival consumption and enjoyment of consumption will be the development of consumption instead, especially a family educational consumption will become indispensable in the mainstream of the times.

Understand Shanghai deposit today many families preferred pension and education choices for their children schools of better quality of education is the biggest wish of parents. Shanghai City investigation team to 3,000 urban household sample survey found that residents \' savings in the first two reasons are old-age and education.

Developing a college student now how much to invest? According to the Shanghai Education Department standards, work out such a sum of tuition accounts: kindergarten 3 1. $ 40,000, 1 primary school 5 years. $ 50,000, 7 years $ 30,000 in middle school, 4 4 year University. $ 60,000. 19 culture a college student, family to pay education costs 10. $ 50,000, which does not include the other daily consumption. However, willing to spend $ 100,000 children graduated from the University of the vast majority of families.

From analysis to the income of Shanghai residents, only basic education project for low-income families; middle-income families choosing schools wishes most strongly, sponsorship fees paid proportion highest high-income families prefer to open for the children \"special mess\", employing tutoring fees in the total consumption of education the highest.

President of Shanghai Academy of education conducted an in-depth study on Hu Ruiwen on education consumption, he pointed out: \"the basis of our country, just to a single channel of the national financial investment development education, education development will be heavily restricted. In fact, education has both public and consumer side. Accordingly, education can be divided into two parts: basic education for the main part of the Government, another part is the social behavior, can operate in a market. ”

Education spending, now becoming a new hotspot of household investment in Shanghai. School education of basic education and is one aspect of adult continuing education and technical updating of knowledge on demand is growing. In recent years, Shanghai\'s total of 2.3 million people in the study at their own expense, one-third per cent of the total number of residents in Shanghai. Lifelong education in the era of educational consumption will become a new economic growth points. Jiemin Wuhan education expenditure grew 14. 2% according to the statistics on 500 households in urban areas of Wuhan family life survey shows that nearly 5 years, Wuhan residents family educational consumption has grown rapidly, education expenditure of urban households per capita 442. 88 dollars, with an average annual growth rate of 14. 2%, has become a family of second consumption.

Education expenditures, tuition is increasing trend. Tuition and expenditures to 289. 44 Yuan grew 1

2. 9%; highest consumption share of tuition the whole education, than 75%. Despite the low income levels in domestic cities of Wuhan, but many parents still ambitious for one\'s children will \"tighten their belts for education\". Survey shows that 43% \'s parents have set up a special account at the Bank reserve educational funding; 29% parents education insurance for children; 38% of the respondents to the education of the children are saving expenditure on daily life as possible. In recent years, some families to spend hundreds of thousands of dollars to send their children to study abroad more and more, which held the school came from many countries Wuhan overseas tour.

In Wuhan, higher incomes and education consumption expenditure growth rate of low-income families are the same. Surveys show that Wuhan high income family in 5 years, per capita disposable income of the average annual increase of 13. 9%, and low-income families has increased by 17%, an average annual increase of 2. 8%. Although the growth rate of per capita disposable income of high-income families are low-income families of 4. 9 times, but a combination of education consumption expenditure grew by 2. Twice times.

Tianjin Jin Xiaohua over top of the 90% family education investment on Tianjin City investigation team on the topics of family education for children aged 0-14 survey, families of more than 90% of Tianjin future consumer education came in the first place, 70% family expectations of children above the highest degree in the future for the College.

Surveys show that in household savings deposits, money dedicated to children\'s education accounted for 33. 9%. 94. 4% families, into the preferred education for their children in the future.

The survey also shows, 70% above family child gets the high expectations of education. Of these, 44. 7% parents want their children at home to go to College, 14. 5% parents want their children graduate or PhD in order to obtain higher qualifications; 11. 2% of the parents to send children abroad to go to College, graduate or PhD. 28. 5% parents, education issues from the child\'s own reality, and can pass on what kind of school is what kind of school, not reluctantly. Only 1. Parents choose to have children of high vocational 1%. Where you want the child to be on the issue of what kind of talent, 20. 1% parents want their children to become organ, institution of civil servants; 15. 7% parents want their children to become engineers and other professional and technical personnel; 7. 3% parents want their children to become lawyers. Only 1. 7% parents want their children when the General staff of workers or enterprises. Investigations also showed that 44 in Tianjin. 1% family let children participate in various amateur classes or interest classes study.